East Ridge, TN · Serving Greater Chattanooga
Medicare shouldn't feel like a test you're going to fail. I sit down with you, explain your options in plain English, and help you pick the plan that actually fits your doctors, your prescriptions, and your budget. There's never a cost or an obligation.
Chattanooga born and raised · 9 years as an independent broker · Thousands of local neighbors served
Not affiliated or endorsed by any governmental agency
One broker, all the pieces
Most families need more than one policy to feel genuinely covered. Rather than sending you to four different people, I'm licensed across the whole picture — so everything works together and nothing overlaps or leaves a gap.
I represent multiple carriers, so I can put the plans side by side and show you the real difference instead of one company's pitch.
Retiring early, self-employed, between jobs, or aging off a parent's plan? You have options beyond COBRA, and some of them cost far less than people assume.
The quietest conversation I have, and the one families thank me for later. We'll size it honestly — enough to cover what you're worried about, not more than you need.
Your health plan handles the medical bill. These handle everything else that shows up with it — the deductible, the travel, the recovery, the days you can't work.
Meet Betty Stamey
I was born and raised right here in Chattanooga, and I've spent my whole career serving the people in this community — first from behind the chair at the hair and nail salon I owned for 32 years, and now as your insurance broker. Either way, the work has been the same: sit down with someone, listen, and earn their trust.
About nine years ago I became an independent insurance broker, and I found something I didn't expect: a real passion for helping people walk into Medicare with confidence instead of dread. Eight years ago I joined the Medicare Misty team, and in June 2026 I proudly opened our East Ridge office so I could keep serving Chattanooga and the surrounding communities.
When you call, you'll speak directly with me — not an 800 number.
I believe in building lasting relationships and treating every client like family. My goal isn't just to help you enroll in a plan; it's to be your trusted resource before your enrollment, during it, and long after it's done. Medicare can be overwhelming, but I make it simple. I take the time to explain your options in plain English, answer every question, and help you choose the plan that's the best fit for your life.
Outside the office you'll find me traveling, hiking, chasing waterfalls, boating, skiing, and generally staying outdoors as much as Tennessee weather allows. I'm known for a bubbly personality, a quick wit, and the fact that I've never met a stranger.
If you're looking for a local Medicare broker who genuinely cares, I'd be honored to help. There's never any cost or obligation — just honest guidance, personalized solutions, and support you can count on.
Local. Trusted. Here for You.
No pressure, no cost, no obligation
Call, or stop by the East Ridge office. Bring your questions and your list of doctors and prescriptions. I'll listen first and explain how Medicare actually works — no jargon, no sales pitch.
I represent multiple carriers, so we look at your real options side by side: what each plan costs, whether your doctors are in network, and how your prescriptions are covered.
I handle the paperwork with you, then I'm your point of contact for good. Claim question in March? Doctor drops a network in July? You call me, not a call center.
Medicare Misty Partners
I'm not doing this alone. For eight years I've been part of Medicare Misty Partners — a group of licensed agents serving Chattanooga, East Ridge, Hixson, Cleveland and the surrounding communities. That means you get the attention of a neighborhood broker with the resources of an experienced team behind her: more carriers, more eyes on your plan, and someone always available if I'm with another client.
Straight answers
Nothing. My services are free to you. I'm compensated by the insurance carriers, and your premium is the same whether you enroll through me or on your own — except this way you have someone local to call afterward.
About three to four months before your 65th birthday. Your Initial Enrollment Period opens three months before your birthday month and closes three months after. Calling early means we're never rushing a decision or paying a late penalty we could have avoided.
Sometimes yes, sometimes no — it depends on your employer's plan and how many employees they have. Bring me your benefits summary and we'll work out whether staying on group coverage or moving to Medicare leaves you better off.
Broadly: a Medicare Supplement pairs with Original Medicare and covers much of what Medicare leaves behind, usually with a higher monthly premium and wide doctor access. A Medicare Advantage plan replaces how you receive your benefits, often with a lower premium, a provider network, and extras like dental or vision. Neither one is better — the right answer depends on your doctors, your prescriptions, and your travel.
Yes, once a year. Plans change their costs, networks and drug formularies every January. An annual review takes about twenty minutes and it's free, whether or not you originally enrolled with me.
No. I also help with under-65 individual and family health coverage, life insurance, and ancillary policies like critical illness, hospital indemnity, dental/vision/hearing, and home health care.
Call the East Ridge office, or send a note and I'll get back to you personally — usually the same day. No cost, no obligation, and no pressure to switch anything.
Monday–Friday, 9:00 AM – 4:00 PM · Evenings and weekends by appointment